Disclaimer & Affiliate Disclosure.
Welcome to ZA Insurance Services. Our goal is to help you understand personal insurance better through clear reviews and explanations. It’s important for us to be completely open about how we operate. Please take a moment to read this important information.
1. General Disclaimer.
The content provided on zainsuranceservices.co.za is for general informational and educational purposes only. While we strive to provide accurate, up-to-date, and well-researched information about various insurance products available in South Africa, this information does not constitute financial advice, insurance advice, or professional advice of any kind.
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Not a Financial Advisor: We are not licensed financial advisors or insurance brokers. The information on this website is not a substitute for professional advice from a qualified financial advisor who can assess your individual circumstances, needs, and goals.
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Your Responsibility: You should always consult with a professional financial advisor or insurance broker before making any significant financial or insurance decisions. Decisions based on information found on this site are solely your responsibility.
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Information Subject to Change: Insurance policies, terms, conditions, and pricing can change frequently. While we do our best to keep our content current, we cannot guarantee that all information will always be perfectly up-to-date. Always verify details directly with the insurance provider.
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No Guarantees: We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
2. Affiliate & Referral Disclosure.
To keep ZA Insurance Services running and provide you with valuable, free content, we participate in affiliate and referral programs.
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How It Works: This means that when you click on certain links on our website that lead to external insurance providers or comparison sites, and you then choose to purchase a policy or service from them, we may receive a commission or referral fee. This happens at no additional cost to you.
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Our Unbiased Approach: Our participation in these programs does not influence our reviews, rankings, or the content we publish. Our primary commitment is to provide honest, unbiased, and objective reviews and explanations. We aim to present the pros and cons of each product fairly, regardless of any potential commission.
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Your Trust is Key: We select products and services to review based on what we believe is valuable and relevant to our South African audience, not solely based on affiliate opportunities. Your trust is paramount to us, and we are dedicated to maintaining editorial independence and integrity.
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Identifying Affiliate Links: While we strive for clear identification, please assume that some links leading to external websites may be affiliate or referral links.
3. Limitation of Liability.
In no event will ZA Insurance Services, its owners, contributors, or employees be liable for any loss or damage whatsoever arising from the use of this website, including, without limitation, direct, indirect, special, incidental, or consequential damages, or any damages whatsoever whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use of the website or the information contained on it.
4. External Links.
Our website may contain links to other websites that are not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We strongly advise you to review the Privacy Policy and Terms of Service of every site you visit.
Last Updated: 5 July 2025
